The cost of a college education means students spend most of their time securing funding. So, when it comes to graduation day, they face huge debts that ensure they are under acute financial pressure even before they can begin their careers. Refinancing the debt is a wise move, especially when it comes to private student loans with bad credit.
Private loans are more expensive than the federal equivalent, but are also the most common. Often, the terms include a period of grace, but once that ends the full weight of the debt comes down to bear. As a result, repaying college debts becomes very difficult.
Refinancing the student loans through a consolidation program is widely recognized as the most effective option. This means that the original college debts are cleared, but with the terms of the consolidation loan better, the pressure of repaying it is significantly less.
Consolidation Programs Explained
Getting private student loans with bad credit is not a particularly difficult task. Most lenders understand that students have little or no income, but also that their education is the best way of securing a good job. The result is a greater open-mindedness towards students than other bad credit borrowers.
The problem is the cost of covering tuition fees and living expenses. And since each college year brings with it new expenses, as many as 5 loans can have been taken out by a typical student before they reach graduation day.
Taking this into account, repaying college debt is far from easy. But a consolidation program allows these individual debts to be combined, paid off and replaced by a more manageable loan. And as an added bonus, because the student loans are actually repaid in full, and not written off as in bankruptcy, the credit history of the student is greatly improved.
Typical Consolidation Loan Terms
As with all financial agreements, the terms of a consolidation loan need to be as good as possible. This is fairly likely when the borrower had secured private student loans with bad credit. Those terms would not have been ideal, making the potential for improvement much bigger. However, not all college loans are private; there are federal loans to consider too.
There is a major difference between private and federal student loans, with the government supported federal option usually coming with good terms anyway. Therefore, a typical private loan consolidation program will not provide the benefits to make the move worthwhile. So, repaying college debts from federal loans needs a special federal consolidation program.
There is no doubt that consolidating multiple student loans is the best option when trying to clear these debts, but be sure to choose the right program for each.
Qualifying for a Program
While a consolidation loan is viewed by lenders as another loan product, from which they will make a tidy profit, it is generally a simple process to qualify for one. Even getting private student loans with bad credit required some faith on the part of the lenders, but a consolidation program is seen as a replacement that fully repays the original loans.
Basically, the lenders who granted the original loans get their money back along with all the interest due. This is clearly a happy conclusion from their point of view. Still, there are some criteria to meet, such as having a minimum debt of $10,000 and that repaying college debt is unlikely under the existing terms.
They also need confirmation that the consolidation loan is affordable too. If not, then the loan term can be extended to help lower it. But while the overall interest paid over a longer term is more, clearing those student loans makes such things worthwhile.
Friday, April 18, 2014
Tuesday, April 8, 2014
Would You Refinance Student Loans After Consolidation?
While you're trying to get a college education, student loans can seem like a huge bonus, but once you are out of college, you'll face the repayment on all those loans that you have taken out during your years of school. If you're overwhelmed with your college loans, then you may be wondering if a consolidation loan is right for you. However, there are many things to consider before you take this route.
One of the big questions people have when it comes to consolidating loans is whether or not student loans can be refinanced after consolidation. Well, while the actual consolidation loan cannot be actually refinanced, you are able to consolidate a consolidation loan, but this can only be done once.
If you are going to consolidate the consolidation loan you already have, the only way you are able to do this is by adding on new loans that you have not consolidated. Two different consolidation loans can also be consolidated into just one loan, but you cannot just refinance it on it's own.
Even if you do a reconsolidation, it doesn't mean that the rates on your previous loan are going to be relocked. A special average interest rate formula that is weighted is used to figure out the interest rate.
If you are trying to work on consolidating your current student loans and you think you may want to switch lenders in the future, then you may want to exclude one of the loans you have from this new loan. This way, if you think you want to go to a different lender and reconsolidate, you have the option available to do that.
One of the big questions people have when it comes to consolidating loans is whether or not student loans can be refinanced after consolidation. Well, while the actual consolidation loan cannot be actually refinanced, you are able to consolidate a consolidation loan, but this can only be done once.
If you are going to consolidate the consolidation loan you already have, the only way you are able to do this is by adding on new loans that you have not consolidated. Two different consolidation loans can also be consolidated into just one loan, but you cannot just refinance it on it's own.
Even if you do a reconsolidation, it doesn't mean that the rates on your previous loan are going to be relocked. A special average interest rate formula that is weighted is used to figure out the interest rate.
If you are trying to work on consolidating your current student loans and you think you may want to switch lenders in the future, then you may want to exclude one of the loans you have from this new loan. This way, if you think you want to go to a different lender and reconsolidate, you have the option available to do that.
Saturday, March 8, 2014
Street Rises on Hopes For a Budget Deal
President Barack Obama was scheduled to meet with several congressional leaders, and while the White House said the meeting had been delayed, signs of negotiations were taken as a positive by the market.
Senate Majority Leader Harry Reid and Senate Republican leader Mitch McConnell, who began talks on Saturday, appeared together on the Senate floor and expressed optimism a deal could be made final within days.
Stocks had dipped after weekend talks failed to reach a solution that would reopen the federal government and raise the $16.7 trillion federal borrowing limit by October 17. Failure to raise the debt ceiling could leave the world's biggest economy unable to pay its bills in the coming weeks.
"Bringing everyone together was enough to get us to come back after opening quite a bit lower, but we're still very much under the assumption that we're at an impasse," said Ralph Bassett, deputy head of North American equities at Aberdeen Asset Management in Philadelphia.
"We expect there will be an agreement in the next day or so, but there's a lot of fear."
In addition to the debt ceiling, the government shutdown, entering its third week, was seen as a drag on the economy by shaving a small percentage off the GDP with each passing day.
In a sign of the market's caution, the CBOE Volatility index .VIX, which typically trades inversely to the S&P 500, rose 1.8 percent. Trading volume was low, although that was partially related to the Columbus Day holiday, with banks and the U.S. bond market closed.
About 4.77 billion shares changed hands on the New York Stock Exchange, the Nasdaq and NYSE MKT, below the daily average so far this year of more than 6 billion shares.
The Dow Jones industrial average .DJI was up 64.15 points, or 0.42 percent, at 15,301.26. The Standard & Poor's 500 Index .SPX was up 6.94 points, or 0.41 percent, at 1,710.14. The Nasdaq Composite Index .IXIC was up 23.40 points, or 0.62 percent, at 3,815.28.
The day's gains were broad, with eight of the S&P's 10 sectors higher. The two decliners were sectors considered defensive: telecom and utilities. About 55 percent of stocks traded on the New York Stock Exchange closed higher while 59 percent of Nasdaq-listed shares closed up.
Investors are also looking ahead to corporate earnings this week, with results from Citigroup Inc (C.N), Coca-Cola Co (KO.N), Johnson & Johnson (JNJ.N), and Intel Corp (INTC.O) on tap. Market participants are looking to see what kind of impact the issues in Washington have had on results and forecasts.
With 6 percent of S&P 500 companies having reported, 55 percent have topped profit expectations, below the historical average.
"Earnings have been mixed at best, with revenue growth especially tepid," said Bassett, who helps oversee $312 billion in assets. "By and large, we're focused on companies where earnings growth isn't dependent on GDP being at a certain rate."
Shares of Netflix Inc (NFLX.O) rose 7.8 percent to $324.36, as the S&P's top gainer, after the Wall Street Journal reported that the company is in talks with several U.S. cable television companies, to make its streaming video service available through their set-top boxes.
On the downside, Expedia Inc (EXPE.O) plunged 6.2 percent to $48.51 after Deutsche Bank downgraded it to "hold" from "buy."
Appliance maker Whirlpool (WHR.N) fell 6.5 percent to $131.29. A note from Cleveland Research pointed to softening demand for appliances.
Senate Majority Leader Harry Reid and Senate Republican leader Mitch McConnell, who began talks on Saturday, appeared together on the Senate floor and expressed optimism a deal could be made final within days.
Stocks had dipped after weekend talks failed to reach a solution that would reopen the federal government and raise the $16.7 trillion federal borrowing limit by October 17. Failure to raise the debt ceiling could leave the world's biggest economy unable to pay its bills in the coming weeks.
"Bringing everyone together was enough to get us to come back after opening quite a bit lower, but we're still very much under the assumption that we're at an impasse," said Ralph Bassett, deputy head of North American equities at Aberdeen Asset Management in Philadelphia.
"We expect there will be an agreement in the next day or so, but there's a lot of fear."
In addition to the debt ceiling, the government shutdown, entering its third week, was seen as a drag on the economy by shaving a small percentage off the GDP with each passing day.
In a sign of the market's caution, the CBOE Volatility index .VIX, which typically trades inversely to the S&P 500, rose 1.8 percent. Trading volume was low, although that was partially related to the Columbus Day holiday, with banks and the U.S. bond market closed.
About 4.77 billion shares changed hands on the New York Stock Exchange, the Nasdaq and NYSE MKT, below the daily average so far this year of more than 6 billion shares.
The Dow Jones industrial average .DJI was up 64.15 points, or 0.42 percent, at 15,301.26. The Standard & Poor's 500 Index .SPX was up 6.94 points, or 0.41 percent, at 1,710.14. The Nasdaq Composite Index .IXIC was up 23.40 points, or 0.62 percent, at 3,815.28.
The day's gains were broad, with eight of the S&P's 10 sectors higher. The two decliners were sectors considered defensive: telecom and utilities. About 55 percent of stocks traded on the New York Stock Exchange closed higher while 59 percent of Nasdaq-listed shares closed up.
Investors are also looking ahead to corporate earnings this week, with results from Citigroup Inc (C.N), Coca-Cola Co (KO.N), Johnson & Johnson (JNJ.N), and Intel Corp (INTC.O) on tap. Market participants are looking to see what kind of impact the issues in Washington have had on results and forecasts.
With 6 percent of S&P 500 companies having reported, 55 percent have topped profit expectations, below the historical average.
"Earnings have been mixed at best, with revenue growth especially tepid," said Bassett, who helps oversee $312 billion in assets. "By and large, we're focused on companies where earnings growth isn't dependent on GDP being at a certain rate."
Shares of Netflix Inc (NFLX.O) rose 7.8 percent to $324.36, as the S&P's top gainer, after the Wall Street Journal reported that the company is in talks with several U.S. cable television companies, to make its streaming video service available through their set-top boxes.
On the downside, Expedia Inc (EXPE.O) plunged 6.2 percent to $48.51 after Deutsche Bank downgraded it to "hold" from "buy."
Appliance maker Whirlpool (WHR.N) fell 6.5 percent to $131.29. A note from Cleveland Research pointed to softening demand for appliances.
Saturday, March 1, 2014
Spellbound Nails New March Releases
Today was a big release day for Spellbound Nails. For those of you who missed the St. Patrick's Day presales, The Drunken Leprechaun Duo is now fully released and available in full size and mini bottles as well as individual bottles - Lucky Charm and Magically Delicious.
You can now get the Spring 2014 Collection as it is up for presale until 03/08. It fully releases 03/20. (Full Size | Mini)
And, last but not least, today was the start of my new monthly charity polishes. $2 of every bottle sold will be donated at the end of the month to the charity that inspired the polish. This month the charity is the Wounded Warrior Project. Put Yer Camo On is a camouflage inspired glitter topper. Mini bottles are $6.50 and full size bottles are $10. What could be better than making a donation to a great charity and getting a bottle of polish in return??
Are you on polish overload yet? If you're not and you want to see more Spellbound Nails polishes you can head over to Fairly Charming and see the wonderful swatches Stef recently did of 5 of my glitter toppers!!
Until next time,
♥ Ashley
 |
| Credit: 4Boys 1Mom Lacquer |
Many thanks to Jennifer of 4Boys 1Mom Lacquer for her lovely swatches. Head over to her blog and see the equally amazing nail art she did with these polishes.
You can also visit Natalie of Over the Top Coat and Jolene of All Glazed Over for more wonderful swatches and St. Patrick's Day nail art.
And, last but not least, today was the start of my new monthly charity polishes. $2 of every bottle sold will be donated at the end of the month to the charity that inspired the polish. This month the charity is the Wounded Warrior Project. Put Yer Camo On is a camouflage inspired glitter topper. Mini bottles are $6.50 and full size bottles are $10. What could be better than making a donation to a great charity and getting a bottle of polish in return??
Are you on polish overload yet? If you're not and you want to see more Spellbound Nails polishes you can head over to Fairly Charming and see the wonderful swatches Stef recently did of 5 of my glitter toppers!!
Until next time,
♥ Ashley
The MINI Countryman isn't as bad as everyone makes out
I GET the feeling this particular article is going to be an expensive one.
The trouble is, I’ve ended up spending three days in a car which everyone loves to hate. In order to dissuade me from being too nice about it, my friends have used Facebook to set up a £10-per-compliment fines system, payable next time I see them in the pub.
A tricky call when the car in question is the MINI Countryman.
It’s one of a trio of jacked-up, off-roader-esque diesel hatchbacks (or ‘crossovers’ in automotive marketing speak) I’ve had the privilege to try out lately, with my weekend in the most massive MINI of them all coming after stints in Honda’s latest CR-V and Volkswagen’s Tiguan. It’s probably worth tackling the rather bloated, retro elephant in the room first; the MINI is, to my mind at least, the ugliest of the three.
I didn’t like the styling when I roadtested it forThe Champion three years ago and it still doesn’t look great now – it’s not that it’s a ridiculously oversized retro pastiche of the original Mini, but that, compared to the Honda and VW it just seems a bit blobby and ill defined. Perhaps as a conscious result of how it looks, the boot is also noticeably smaller than most of its rivals too.
Sadly, I don’t get a tenner back for every time I’m critical of the Countryman, so a few callous comments about its styling aren’t going to help me. Annoyingly, there are quite a few things the Countryman has in its favour.
The interior, for instance, is far more imaginative than anything else in its class, and if you’ve spent a lifetime on the M6 being bored by the relentless sea of grey trim and unassuming buttons in most modern motors then you’ll love the MINI’s rocker switches, lashings of chrome and the silly, pizza dish-sized speedo.
It’s also quiet at speed, rides superbly, is more than roomy enough for you and four of your average-sized chums, and it comes with the same feeling of sturdiness you’d expect from a car masterminded by BMW.
What you might not be expecting – and I definitely wasn’t until I ventured off the motorway and onto the quiet country lanes criss-crossing Cheshire – is that the MINI Cooper D Countryman handles and steers so much better than any of its chief rivals. There is, I begrudgingly admit, a faint whiff of Nineties hot hatch about the way it chews up corners, and a confidence-inspiring finesse to the steering I genuinely wasn’t expecting.
Given twenty grand it’s not the crossover I’d go for – that’d still be the Skoda Yeti – but the Countryman is far better than my mates give it credit for.
Mates who, by my reckoning, I now owe roughly £80. Oops.
Wednesday, February 26, 2014
Table Top Racing v1.0.10 [Mod Money]
Table Top Racing v1.0.10 [Mod Money] APK Free Download Android Apps. Incredible Console-Quality Gameplay and Graphics!
Table Top Racingplay.google.com.ttr
From the co-creator of Sony's blockbuster PlayStation franchise 'WipEout' comes 'Table Top Racing', a fast and furious combat racing game featuring console quality graphics and gameplay. 'Table Top Racing' pits all manner of crazy cars and automobiles against each other in a world of table top race tracks and over-sized obstacles.
Features:
17 Upgradeable Cars
8 Incredible Race Tracks
4 Fierce Championships
30+ Special Events
6 Unique Game Play Modes
9 Cunning Power-Ups
Google Play Features:
28 Achievements
19 Leaderboards
Cloudsave
Auto Login
Multi-language Support: English, French, Italian, German, Spanish, Portuguese.
What's new in this version : (Updated : Feb 24, 2014)
Over 2,000,000 players! Wow! A massive "Thank You" to you all, especially the Table Top Racing fans who supported us with coin pack purchase - remember any purchase will turn off adverts.
You asked for it - you got it:
All MOGA Controllers are now supported. (Mode A Only)
In-Game full-screen immersion mode for Android 4.4 devices
Bug Fixes and Improved reliability
Required Android O/S : 4.0+
Screenshots :
Download : 125Mb (APK+OBB)
Pacific Fleet v2.07
Pacific Fleet v2.07 APK Free Download Android Apps. Pacific Fleet is turn based game set upon a detailed simulation depicting naval warfare during World War II!
Pacific Fleet play.google.com.pacificfleet
Pacific Fleet is turn based game set upon a detailed simulation depicting naval warfare during World War II.
Features:
Stunning full 3D graphics depict the greatest war at sea
Historically based ships, aircraft, weapons and dozens of ship upgrades
A unique blend of deep strategic planning combined with quick tactical decisions
Play as the US Pacific Fleet or Imperial Japanese Navy
90 combat zones to battle through on your way to victory
Single Battle and Multiplayer Hotseat modes
Complete 44 achievements
Sink ships with realistic buoyancy physics, not with hit-point bars!
Submarine warfare and carrier operations with dive bombing and torpedo bombers
Dynamic weather, shore bombardments and night engagements
Target specific ship subsystems to sink or cripple the enemy
17 playable ships
8 playable aircraft
Random ship placement, wind, weather and night engagements make each play-through unique
No In Apps. No Pay-to-Progress. One Price = Full Game.
What's new in this version : (Updated : Feb 24, 2014)
Greatly optimized water graphics for improved performance which should resolve the excessive power consumption as well as pixelated water on some devices.
Removed Graphics Detail Options as improved water now runs faster than Low version did.
Required Android O/S : 4.0+
Screenshots :
Download : 30Mb APK
Tuesday, February 25, 2014
Audi confirms new TT
THE first new Audi TT in almost a decade will be unveiled at next month’s Geneva Motor Show, it has been confirmed.
While Audi is remaining tight-lipped until the show about the prices and specification of the new car, a teaser sketch released by the German firm reveals elements of the car hark back to the original TT of 1998.
The new car will replace the current version of the TT, originally introduced back in 2005.
Friday, February 21, 2014
Gobliiins Trilogy v1.0
Gobliiins Trilogy v1.0 APK Free Download Android Apps. Gobliiins Trilogy is a compilation of three games including Gobliiins, Gobliins 2 and Goblins 3!
Gobliiins Trilogy play.google.com.dotemu.gobliiins
Released successively one after the other from 1991 to 1993 on PC, thoses point’n’click classics are now available on Android in a new version specifically enhanced for mobiles & tablets.
In the first game, play the adventures of Oops, Asgard and Ignatius (also known as Dwayne, Hooter and BoBo in US) who are looking for a remedy to cure the king Angoulafre. Each character has specific abilities so you will need to play with them alternatively to succeed all the different levels.
In the second one, two goblins have to find and free the Prince. You will alternate between two diametrically opposed characters once again to reach your goals! Finally, in the last game and certainly the funniest, you play as a journalist goblin in charge of a report about the conflict between the queen and the king. However, a forced landing will upset his life: he fall in love with the Princess Winona and find himself in conflict, and then was bitten by a werewolf...
Features:
New interface specially redesigned for mobile & tablet
Two control modes: «Touch » and «classique »
New gameplay adapted to the touch
Choose between original graphics or video filtering (for rich, smooth graphics)
Hotspot »system : highlight interaction areas if necessary
Hint » system : progressive hints on player’s request
Original soundtrack
Funny and mysterious adventures, original puzzles, colorful game with cartoon graphics, Gobliiins Trilogy offers you hours of fun at your fingertips!
Required Android O/S : 2.3.3+
Download : 300Mb (APK+Data)
Ridge Racer Slipstream v1.0.19 [Mod Money]
![Ridge Racer Slipstream v1.0.19 [Mod Money]](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEil_jAIXss7YpQFmiOKDjDM3Vpozv3e9ki_64lAwviwNNMli8p8zNq79KhAE4lUioLxVWAtv9Q38VfFXaNYhBIplusKIpjnd4sIORlDEs8S64eyx54GUnBbSW8iTwn5mtx4nnoW7zpVv89V/s1600/Ridge+Racer+Slipstream+v1.0.19+%5BMod+Money%5D.jpg)
Ridge Racer Slipstream v1.0.19 [Mod Money] APK Free Download Android Apps. The ultimate arcade racing franchise brings the console experience to your Android device!
Ridge Racer Slipstream play.google.com.ridgeracerss
A NEW BREED OF RACING MACHINE
• 12 powerful machines speed you to victory
• 300 customization possibilities to create your dream machine
• 6 game-changing Perks give you advantages you’ll appreciate
EXCITING CAREER AND ARCADE GAME MODES
• Make a name for yourself in the full featured career mode
• Need a quick fix? Take on Regular and Knockout Races in Arcade Mode
• Connect with Facebook to gain rewards and share achievements and milestones with the Ridge Racer community
BREATHTAKING COURSES & INSPIRING RACES
• 10 unique venues and 20 courses for head to head racing
• 108 racing competitions across 6 Grand Prix Series
• Push the limits of high end graphics in beautifully detailed locations: Lost Ruins, Industrial Drive, Harbor Line, Old Central, and others
RIDGE RACER – THE ULTIMATE ARCADE RACING EXPERIENCE!
Dating back to its original release in 1993, Ridge Racer has the honor of being the longest running racing franchise in history. Over 25 releases on arcade, home & portable consoles, PC, mobile, smartphones & tablets.
For this application, the system requirements are:
- Ice Cream Sandwich or higher
- Dual Core processor or higher
- 1GB RAM minimum
- Dedicated GPU.
If you’re able to determine to determine your GPU, the minimum chipsets are:
- Tegra 3 (Nvidia)
- Adreno 225 (Qualcomm)
- PowerVR SGX-544 (MediaTek, others)
- Mali-400 MP4 (Samsung, MediaTek, others)
Required Android O/S : 4.0+
Screenshots :
Angry Birds Star Wars II v1.3.1
Angry Birds Star Wars II v1.3.1 APK Free Download Android Apps. Get ready for Angry Birds Star Wars II – the epic follow-up to the #1 smash hit game!
Angry Birds Star Wars II play.google.com.premium
The Force is strong with this one. Get ready for Angry Birds Star Wars II – the epic follow-up to the #1 smash hit game! Based on the Star Wars movie prequels, use the Force for good against the greedy Pork Federation or choose a much darker path. That’s right; for the first time ever you can “Join the Pork Side” and play as the fearsome Darth Maul, Emperor Palpatine and many other favorites!
JOIN THE PORK SIDE! For the first time ever play as the pigs! Wield Darth Maul’s double-bladed Lightsaber, or play as Darth Vader, General Grievous and other villains!
30+ PLAYABLE CHARACTERS! Our biggest line-up ever of playable characters – Yoda, pod-racing Anakin, Mace Windu, Jango Fett and many more!
TELEPODS! A groundbreaking new way to play! Now teleport your favorite characters into the game by placing your Angry Birds Star Wars Telepods* figures on your device’s camera!
BECOME A JEDI OR SITH MASTER! So many Bird and Pork Side levels to master, plus a bonus reward chapter and a ton of achievements to unlock!
SWAP CHARACTERS AS YOU PLAY! Switch characters in the slingshot at any time – yours to earn or purchase!
ToonsTV READY TO GO! The home of the hugely popular Angry Birds Toons animated series, plus many other top-quality videos!
Angry Birds Star Wars II also supports tablet devices, so you can unleash the Force on the big screen. May the birds be with you!
What's new in this version : (Updated : Feb 19, 2014)
Melt the frozen CARBONITE PACK to get 8 NEW playable characters!
NEW CHARACTERS! Play as Carbonite Han Solo, Jabba the Hutt, Wicket the Ewok, Lando Bird, Royal Crimson Guard, Tusken Raider and more!
FREE TRIAL AND NEW TELEPODS! Try out all the new characters, then simply earn or purchase more! Or unlock them permanently with the new TELEPODS toys!
NEW REWARD LEVELS! Each character brings all-new levels!
Required Android O/S : 2.3+
Screenshots :
Download : 39Mb APK
Rayman Jungle Run v2.2.0
Rayman Jungle Run v2.2.0 APK Free Download Android Apps. The legendary platforming hero is making the jump to your favorite mobile device!
Rayman Jungle Run play.google.com.ro1mobile
The legendary platforming hero is making the jump to your favorite mobile device! Rayman Jungle Run is powered by the same UbiArt Framework engine that brought you Rayman Origins - Winner of numerous Game of the Year and Platformer of the Year awards.
Features:
Beautiful graphics
New worlds to discover
New powers to unlock
Captivating music
Smooth touch-based controls
Exclusive wallpapers to unlock for your device
Rayman Jungle Run is easy for all ages to pick up and play, but challenging for the longtime Rayman fans to master. Unlock the Land of the Livid Dead levels if you have the skills!
What's in this version: (Updated : Jan 23, 2014)
Welcome to Xperia Z, and Galaxy S4 users (as well as other 1080p devices)!
Required Android O/S : 2.3.3+
Screenshots :
Colin McRae Rally v1.02
Colin McRae Rally v1.02 APK Free Download Android Apps. Hit the dirt as the ultimate off-road racing game experience, Colin McRae Rally, comes to Android for the very first time.
Colin McRae Rally play.google.com.cmrally
From the developers of the multi-million selling franchise and based on content from the 90% Metacritic rated Colin McRae Rally 2.0, Colin McRae Rally for Android features THIRTY amazing rally stages with a combined distance of over 130km. Go flat out through the dirt of the Australian outback, take on dramatic climbs through the mountains of Greece and get sideways on the tight and twisty roads of Corsica.
THE CARS
Get behind the wheel of legendary rally cars, the Subaru Impreza, Mitsubishi Lancer Evolution VI, Lancia Stratos and Colin McRae’s Ford Focus. Pace notes read by professional rally co-driver Nicky Grist help you fully commit through each and every stage.
THE CONTROL
With the critically acclaimed Colin McRae Rally handling, damage and physics model under the hood, feel the thrill of putting pedal to metal across different surface types and blast through beautiful, challenging environments.
THE CHALLENGE
Take on different game modes including quick races, full rallies and Championships and customise your experience with different controls schemes and views. Post your best time to the leaderboards and unlock achievements
COLIN MCRAE RALLY – THE CLASSIC RALLY EXPERIENCE PERFECTLY TUNED FOR ANDROID.
Required Android O/S : 3.0+
Screenshots :
Download : 191Mb APK+OBB
Tuesday, February 18, 2014
KitKat 4.4 Launcher Theme v2.1
KitKat 4.4 Launcher Theme v2.1 APK Free Download Android Apps. Ultimate KitKat 4.4 Experience Launcher Theme is a brand new multi-launcher theme designed for all Android launchers!
KitKat 4.4 Launcher Theme play.google.com.kitkat.launcher
Ultimate KitKat 4.4 Experience Launcher Theme is a brand new multi-launcher theme designed for all Android launchers, inspired by forthcoming Android 4.4 OS and the latest Nexus 5 leaks!
Get the latest Android OS look with the most realistic Android 4.4 Theme on Google Play, featuring fully custom-designed icons, wallpaper, dock bars, folders, and much more!
Featuring FULL graphics support on Nova Launcher, Smart Launcher, Apex Launcher, TSF Shell, Next Launcher 3D, GO Launcher EX, ADW Launcher, ADWLauncher EX, Holo Launcher, SS Launcher, Atom Launcher, and many more!
Features:
KitKat Experience App Helper - Easy-to-use interface to automatically apply theme on your favorite launcher, with info and help for optional Android launchers, includes KitKat Experience wallpaper manager, automatically send any missing icon requests, view all included dock bars, icons, icon names, and much more!
KitKat Experience Icon Pack(s) - Over 525+ Android 4.4 Kit-Kat inspired icons, completely custom-designed icons inspired by latest Nexus 5 and Android 4.4 releases! Feel free to use built-in icon requester included in app or e-mail any requests you may have.
KitKat Experience Dock Bar Icons - Bonus icons include white or dark icons specifically for home screen dock bars, allowing you to customize this theme exactly to your tastes!
Ultimate Android KitKat Wallpaper Manager - Perfect wallpaper management system with no fragmentation, smart wallpaper selector adds only the best wallpaper sizes to perfectly match your device. 20 different designs to choose from, designed in multiple sizes (over 180 wallpapers in all), to perfectly fit the highest resolution tablets to the lowest resolution phones with full HD graphics.
Cloud-based wallpaper picker allows you to directly apply or download wallpaper designs to your device, giving you more space and freedom to use 3rd party wallpaper software (such as Gallery to selectively crop or even add live wallpaper effects).
KitKat Experience Clock Widget - Know when to have a break with the custom-designed Holo KitKat style clock widget, included in the theme and readily available in your widget pack.
KitKat Experience Dock Bar Pack - 40 different delicious KitKat style dock bars to choose from in a variety of styles and additional color options.
FULL KitKat Experience Launcher Graphics - Includes FULL supporting launcher graphics, such as folder backgrounds, menus, launcher icons, action bars, memory gauges, media systems, and much more, specially designed for each individual launcher!
DIRECTIONS & INSTRUCTIONS:
This is a theme (like a skin), you must apply it using built-in app, or you can apply it using your preferred supporting homescreen / launcher app settings (see support website for full instructions).
This theme fully supports Apex Launcher, GO Launcher EX / HD, Nova Launcher, ADWLauncher EX / ADW.Launcher, Next Launcher 3D, Action Launcher Pro, TSF Shell*, Atom Launcher*, Holo Launcher HD*, Smart Launcher* GSLTHEME, SS Launcher, and more!
You must manually apply theme on these launchers, full instructions in app and on support website.
To change wallpaper:
Press Menu > Wallpaper > Scroll to KitKat Experience Wallpaper > Select wallpapers > Apply
To add KitKat Experience Clock Widget:
Press Menu > Widgets > Scroll to KitKat Experience Clock > Select and resize using your launcher
What's in this version : (Updated : Feb 14, 2014)
New for Valentines Day: Android Love style wallpapers added!
Added new icons, enhanced icon designs, now includes over 1,750+ custom KitKat Experience icons!
Fixed missing icons, added new icon designs and main app graphics, theme optimized/smaller size!
New Ultimate Multi-Launcher UI, featuring advanced icon search, app loading, and more!
Full support added for Atom Launcher, Solo Launcher, Next 3D Scene Mode and more!
Required Android O/S : 2.3+
Screenshots :
Download : 43Mb APK
